Mortgage Underwriter

Pensacola, FL, United States June 8, 2026

To evaluate and underwrite all mortgage loan types offered by Navy Federal Credit Union (NFCU) according to specific state and federal requirements to limit the risk exposure to NFCU's mortgage portfolio. To analyze required loan documentation and information presented in the mortgage loan request, to condition and make appropriate loan decisions based on the acceptability of the credit risk using established guidelines of NFCU, secondary market investors, and applicable state and government regulations. Works on assignments that are semi-routine in nature; recognizes the need for occasional deviation from accepted practice. Follows established procedures, requires limited instructions on new assignments. Works under supervision from higher level peers and leadership. Participate in basic research/review.

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How to Get Hired at Navy Federal Credit Union

Navy Federal is the world's largest credit union (~$190B assets, ~13M members, ~25K employees) and a member-owned, not-for-profit cooperative — the operating model is genuinely different from a commercial bank and your interview narrative needs to reflect that.
All applications flow through Oracle Recruiting Cloud at jobs.navyfederal.org; apply direct, format your resume for Oracle HCM parsing, and mirror the posting's keywords precisely.

How to apply to Navy Federal Credit Union

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