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Featured TopicsServices OnlineManage your retirement online. April 12, 2026
OPM.gov / Retirement / My Annuity and Benefits / Services Online [{ "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ {"@type": "ListItem","position": 1,"name": "Retirement","item": "https://opm.gov/retirement-center/"},{"@type": "ListItem","position": 2,"name": "My Annuity and Benefits","item": "https://opm.gov/retirement-center/my-annuity-and-benefits/"},{"@type": "ListItem","position": 3,"name": "Services Online","item": "https://opm.gov/retirement-center/my-annuity-and-benefits/services-online/"} ] }] Skip to main contentIn this sectionApply for RetirementToggle submenuProcessing Times Retirement Quick Guide Pre-Retirement Application Tips FEGLI Calculator Online Retirement Application My Annuity and BenefitsToggle submenuServices Online Life Events Annuity Payments Healthcare & Insurance Medicare Thrift Savings Plan Related Federal Benefits Retirement Eligibility Surveys Representative Payees CSRS InformationToggle submenuEligibility Computation Creditable Service Planning and Applying Types of Retirement Survivors Military Retired Pay Service Credit Former Employees FERS InformationToggle submenuEligibility Computation Creditable Service Planning & Applying Types of Retirement Survivors Military Retired Pay Service Credit Former Employees Phased Retirement Retirement Statistics Special Notices CalculatorsToggle submenuFederal Ball Park Estimator Tax Information for Annuitants Publications & FormsToggle submenuPamphlets Retirement & Insurance Forms Benefits Administration Letters Financial Management Letters Payroll Office Letters CSRS/FERS Handbook Benefits Officers CenterToggle submenuList of Benefits Officers Tools Aids FERS Election Options Training Reference Materials Retirement FAQsToggle submenuPost-Retirement Leaving the Government Retirement Surge Survivor Benefits How to Make a Payment Contact Retirement Retirement Information Center Resources For New / Prospective Employees Federal Employees Retirees or Family Members Benefits Officers   Overview Use Retirement Services Online to manage your account efficiently and securely. You can: change your mailing address and email address; establish, change, or stop a checking or savings allotment; establish, change, or stop an allotment to an organization; print ID cards from the Services Online screen; request duplicate annuity booklets via US Mail; request a duplicate Form 1099-R; start, change, or stop federal and state income tax withholdings; start direct deposit of your payment or change the account or financial institution to which your payment is sent; view a statement describing your annuity payment. Manage your account online Log in to Retirement Services Online to manage annuity statements, 1099-Rs, tax withholdings, direct deposit changes, contact information, and more. Manage your account Tools You can use our online tools to make the following calculations and changes to your benefit payment. Calculators Compute the tax-free portion of your annuity payments. Figure your monthly Federal income tax withholding. The FEGLI Calculator is an online, interactive calculator that allows you to determine the face value of your FEGLI insurance; calculate how much you are paying for this coverage; see how choosing different options can change the amount of your life insurance and your premium withholdings; and see how the life insurance carried into retirement will change over time. Online Systems Use Services Online to view a statement of your annuity, start, change, or stop your Federal and State income tax withholdings and obtain duplicate tax statements (Form 1099-R's), notify us of changes in your mailing address, sign up for or change your account or financial institution for direct deposit of your annuity payment, and make allotments to organizations, or create checking or savings allotments. Use our Student Self-Certification System to verify student full time high school and college attendance. Use Retiree Open Season Online System to make your Health Benefits and Dental and Vision Insurance changes. Retirement Mailing Lists and Social Media Sign up here to receive announcements. Human Resources Specialists Benefits Info -- Benefits Administration Information ListServer provides the latest BALs and announcements Federal Employees/Retireees and Their Families FedRetireInfo -- Follow Retirement news on Twitter Insurefeds - Follow Insurance news on Twitter USOPM - Follow OPM news on Twitter Dental Vision -- Dental Vision Health Care Information ListServer Federal Long Term Care Insurance Program -- LTCInfo ListServer Fed-Retire -- Federal Retirement Information ListServer provides announcements about Federal retirement benefits Federal Government Operating Status -- Information on OPM's operating status for Federal employees in the Washington, DC Metro area Info -- Information & News from the Office of Personnel Management Reference Materials Other OPM Benefits Health Insurance Information Life Insurance Information Federal Long Term Care Insurance Information Flexible Spending Accounts Health Savings Accounts Other Agency Benefits Websites Defense Finance and Accounting Service Office of Veterans Affairs Office of Workers Compensation Programs Social Security Administration Thrift Savings Plan Other Websites of Interest Access America for Seniors Federal Ballpark Estimate House of Representatives Internal Revenue Service National Active and Retired Federal Employees Association (NARFE) Savings Bond Calculator Search the Library of Congress Site for the Status of Pending Legislation The Senate The White House Title 5, Code of Federal Regulations U.S. Premier Federal Credit Union USA.gov
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