Senior Product & Regulatory - Legal Counsel (North & South America)

Nium, Global Leader in Payments   Nium, the global leader in real-time, cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders.   Its payout network supports 100 currencies and spans 220+ markets, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 35 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore.  About the Team   Nium’s Global Legal Team works at the intersection of financial technology and regulatory frameworks. Our work helps Nium build innovative products, understand and manage risks, and creatively navigate complexity and challenges.   About the Role  We’re looking for a fast-learning and dynamic Senior Product & Regulatory Counsel, based in our San Francisco office, to support our rapid growth throughout North and South America. You’ll be a key strategic advisor to cross-functional teams, including Product, Engineering, Compliance, Bank Partnerships, and Marketing. You’ll help design and build new payment products and services, provide strategic advice about Nium’s legal and regulatory obligations in the Americas region, and help drive our expansion into new markets.  This role requires strong familiarity with US money transmission licensing (MTLs), cross-border payment systems and regulations, US bank sponsorship, and financial services laws to help us continue to drive innovation and accelerate our licensing and growth plans for the region. Familiarity with––or an ability to quickly learn––the regulatory schemes across Canada, Brazil, Mexico, is also required.