Medical Underwriter

United States March 2, 2026 Workday
Job Posting End Date: March 05

Who are we?

We’re a specialist employee benefits provider, striving to create healthy, happy workplaces. As part of the international Unum Group, we’re on a collective mission to help the working world thrive.

The role

What will you be doing?

Role: Medical Underwriter
Location: Dorking (Hybrid)

Unum UK is seeking a Medical Underwriter to join our team. In this position, you’ll be responsible for delivering high quality underwriting decisions for Income Protection and Life Assurance customers. Whether you're an established Senior Medical Underwriter or Junior Medical Underwriter looking to grow your career, we’ll support your development every step of the way.

What will you bring?

Key Accountabilities:

  • Manage your own workload to maintain productivity, accuracy, and quality.
  • Make clear, well‑documented decisions within authority levels using guidelines, manuals, and medical expertise.
  • Check referred cases and support continuous development across the team.
  • Handle customer enquiries promptly and professionally.
  • Refer cases to reinsurers in line with Unum’s reinsurance agreements.
  • Contribute to underwriting project work and process improvements.

About you:

  • Experience within medical underwriting or similar fields.
  • Strong written and verbal communication skills.
  • Self-motivated and collaborative team player who can effectively work with teams across the organisation.
  • Confident decision-making abilities.
  • Adept with systems and curious about emerging technology.

Our benefits:

  • Generous Bonus
  • DC pension scheme 
  • Life, medical and income Insurance 
  • Access to remote GP, nutrition coaching, personal training, unlimited mental health support and medical 2nd opinion 
  • 27 days holiday with the option to buy and sell holiday up to 5 days (plus Bank Holidays) 
  • Salary sacrifice electric car scheme

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Why join us?

At Unum, we’ve created a workplace where people feel supported to progress and grow, and can see their ambitions coming to life.

We’ve built a supportive, inclusive environment where you can be yourself, whilst also being part of a growing organisation. From charity and volunteer opportunities to career growth, your possibilities are endless.

If you need assistance and/or reasonable accommodation due to a disability during the application or recruiting process, please send a request to [email protected].

Company:

Unum UK
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How to Get Hired at Unum Group

  • Apply through Unum's Workday portal at unum.wd1.myworkdayjobs.com and create a thorough candidate profile — with only ~many open roles, competition is focused, so every application detail matters
  • Tailor your resume to the specific Unum business segment (Unum US, Colonial Life, or Unum International) and use the exact terminology from the job posting to pass Workday keyword filters
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