How to Apply to Toss (Viva Republica)

About Toss (Viva Republica)

Application Process

1. 1
   Step 1

   Step 1 — Browse open roles at toss.im/career/jobs. The careers site is fully custom-built (verified live: 504+ open positions at the time of this writing) and runs in both Korean and partial English. Use the three top filters — All functions, All affiliates, All job types — to narrow the list. Affiliates are split into eight legal entities (Toss, Toss Bank, Toss Securities, Toss Insurance, Toss Payments, Toss Place, Toss CX, Toss Insights), and the entity you join determines which Korean financial regulator oversees your role and what data you may touch.

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   Step 2 — Open the job detail page (toss.im/career/job-detail?job_id=XXXXXXXXXX). Each posting follows a consistent structure: a description of the team (합류하게 될 팀), the work you will do (합류하면 함께할 업무), a 'we are looking for' section (이런 분과 함께하고 싶어요), a resume-writing recommendation block (이력서는 이렇게 작성하시는 걸 추천해요), the technology stack used by that team, the hiring journey diagram (합류 여정), and an alumni testimonial. Read every section carefully — the resume recommendations are not boilerplate; they are written by the actual hiring manager and are the single best signal of what the team values.

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   Step 3

   Step 3 — Click the Apply button (지원하기). The application URL pattern is toss.im/career/apply/basic/{job_id}. The form is in Korean only and requires: your name, email, phone number, an optional 'I currently live overseas' (해외에 거주중이에요) checkbox that hides Korean address fields, a single combined resume + portfolio document (이력서 및 경력기술서) capped at 50MB, an optional supplementary portfolio (Notion or Figma links work — confirm the share permission is set to 전체 공개 / public), prior work experience entries (up to five most recent positions with company name, title, dates, current-employment toggle), and a free-text field for how you found the role (채용 공고를 접한 경로).

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   Step 4 — Complete the consent (동의) section. Toss is a regulated financial group, so the consent form is unusually long: you must explicitly agree to personal-data collection and use, sensitive-data collection (only required for some roles), the 'consider me for other open roles' option (강력히 추천 — checking this lets recruiters re-route your file to other Toss teams if you are not selected for the specific posting), and the future-job-alerts opt-in. Do not refuse the 'other roles' consent unless you have a strong reason; it dramatically improves your odds across the eight affiliates.

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   Step 5 — Submit and wait for the screening result. Toss publishes a strong promise on every posting: 인터뷰 결과를 당일에 안내해 드려요 — interview results are communicated the same day. In practice this applies to feedback after each round, not to the resume-screening step itself, which typically takes 5 to 10 business days for engineering and design roles, longer for compliance-heavy roles in the bank and securities entities. If you do not hear back within two weeks, send a brief Korean-language follow-up to the recruiter listed at the bottom of the posting; do not chase aggressively.

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   Step 6 — If selected, you will be invited to the first job interview (직무 인터뷰), usually conducted via Google Meet. Engineering candidates can expect a live coding exercise (typically in your language of choice — Kotlin, Java, Python, Swift, and TypeScript are all common), system-design discussion, and deep behavioral questions tied to past projects. The interview is conducted primarily in Korean, but for senior technical hires the conversation can switch to English on request. Bring concrete numbers: scale, latency targets, error budgets, the specific decisions you made and why.

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   Step 7 — Pass the job interview and you advance to the cultural-fit interview (문화적합성 인터뷰), which Toss treats with at least as much weight as the technical round. This is where the 'Toss Way' is evaluated — the questions probe how you handle disagreement, ownership, asynchronous decision-making, and Toss's signature 'silver surfer' high-bar mindset. Cultural-fit interviews are conducted in Korean and are usually 60 to 90 minutes with two interviewers from outside your prospective team.

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   Step 8 — Reference check (레퍼런스 체크). Toss conducts mandatory reference checks for almost every offer. You will be asked to provide two to three references — typically a current or former manager, a peer, and a direct report if you have managed people. Toss's recruiters will call (in Korean) and ask structured behavioral questions for 20 to 30 minutes per reference. Tell your references in advance, and give them context about the specific role.

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   Step 9 — Executive offer interview (처우협의 / 최종합격). The final step combines compensation negotiation with a meeting with the function head or an executive sponsor. Total compensation packages typically include base salary, sign-on bonus (especially for engineers leaving Naver, Kakao, Coupang, or the major chaebol), restricted stock units in Viva Republica priced against the most recent secondary-market valuation, and a generous benefits package described in detail at toss.im/career/culture. The IPO timing affects the upside math on the equity component — make sure you understand the current strike price and the vesting schedule before signing.

Resume Tips for Toss (Viva Republica)

Interview Culture

What Toss (Viva Republica) Looks For

• Demonstrated ownership of a full problem-to-result arc, not just contribution to a project. Toss interviewers explicitly probe 'what did you decide, what did you do, what changed because of you' — descriptions that hide behind 'we did X' will surface as a red flag. Be ready to name your specific contribution in every project.
• Comfort with high-velocity, high-stakes engineering culture. Toss ships financial software that moves real money for half of Korea; the engineering organization is run with strict SLOs, real on-call rotations, and a strong post-mortem culture. Candidates who have only worked on internal tools or non-customer-facing systems often struggle with the intensity expectations.
• Genuine product fluency, including across the eight Toss affiliates. The strongest candidates can talk about specific Toss features, name the affiliates that own them, and propose concrete improvements. Showing up without having actually used the Toss app is the single most common reason for early rejection.
• Korean-language professional fluency, with English as an acceptable secondary language for senior technical roles. Toss has a small but growing population of non-Korean engineers and designers, and the company will sponsor visas for the right candidates, but day-to-day work — Slack, documentation, code review comments, all-hands meetings — is conducted in Korean. Realistic self-assessment of your Korean level is critical; over-claiming on the resume will surface in the cultural-fit interview.
• Comfort with ambiguity and rapid context-switching. Toss reorganizes its 'silos' (the internal name for cross-functional product teams) frequently as priorities shift, and you may join a team building one product and find yourself working on another within six months. Candidates who require a stable team and a stable roadmap tend to disengage quickly.
• Willingness to disagree publicly and respectfully. The Toss Way explicitly expects disagreement to surface in writing (typically in Notion documents or Slack threads visible across the company) rather than be saved for one-on-ones. Interview questions probe how you have disagreed with leaders in past roles and how you handled the outcome.
• Professional maturity around regulated-financial-services work. For Bank, Securities, and Insurance roles, candidates must demonstrate awareness of Korean financial-regulatory expectations and the personal-liability implications of mistakes in regulated-entity work. The interview will probe how you handle audit findings, regulator inquiries, and incidents involving customer money.
• A specific, articulable reason for choosing Toss over Naver, Kakao, Coupang, or one of the major chaebol. Toss interviewers ask this question directly and expect a thoughtful answer that goes beyond 'Toss is famous'. The strongest answers reference a specific product decision, a published Toss Tech blog post, an engineering practice, or a personal experience as a user.

Open Positions

Toss (Viva Republica) currently has 504 open positions.

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