Key Takeaways

  • 75% of U.S. employers use automated applicant tracking systems to screen resumes before a human reviews them (Harvard Business School & Accenture, 2021)
  • The most common ATS failures are missing keywords, incompatible formatting, and incorrect file types
  • ResumeGeni scores your resume across 8 parsing layers — modeled on the same steps enterprise ATS platforms like Workday, Greenhouse, and Taleo use to evaluate candidates

How ATS Resume Scoring Works

Applicant tracking systems parse your resume into structured data — extracting your name, contact info, work history, skills, and education — then score how well that data matches the job requirements. Many ATS rejections happen because the parser couldn't extract critical fields, not because the candidate wasn't qualified.

LayerWhat It ChecksWhy It Matters
Document extractionFile format, encoding, readabilityCorrupted or image-only PDFs fail immediately
Layout analysisTables, columns, headers, footersMulti-column layouts break field extraction
Section detectionExperience, education, skills headingsNon-standard headings cause sections to be missed
Field mappingName, email, phone, dates, titlesMissing contact info is a common cause of immediate rejection
Keyword matchingJob-specific terms, skills, certificationsKeyword overlap affects recruiter search visibility and ATS scoring
Chronology checkDate ordering, gap detectionReverse-chronological order is expected by most ATS
QuantificationMetrics, numbers, measurable outcomesQuantified achievements help human reviewers and some scoring models
Confidence scoringOverall parse quality and completenessLow-confidence parses get deprioritized in results

Frequently Asked Questions

Is ResumeGeni free?
Yes. ResumeGeni is currently in beta — ATS analysis, scoring, and initial improvement suggestions are free with no signup required. Full guidance and saved reports may require a free account.
What file formats are supported?
PDF, DOCX, DOC, TXT, RTF, ODT, and Apple Pages. PDF and DOCX are recommended for best ATS compatibility.
How is the ATS score calculated?
Your resume is processed through an 8-layer parsing pipeline that extracts structured data the same way enterprise ATS platforms do. The score reflects how completely and accurately your resume can be parsed, plus how well your content matches common ATS ranking criteria.
Can ATS read PDF resumes?
Yes, but not all PDFs are equal. Text-based PDFs parse well. Image-only PDFs (scanned documents) and PDFs with complex tables or multi-column layouts often fail ATS parsing. Our analyzer will flag these issues.
How do I improve my ATS score?
Focus on three areas: use a clean single-column format, include keywords from the job description naturally in your experience bullets, and ensure all sections (contact, experience, education, skills) use standard headings.

ATS Guides & Resources

Built by engineers with 12 years of experience building enterprise hiring technology at ZipRecruiter. Last updated .

Business Development Manager (Second Charge Mortgages)

Tandem Bank · Remote, United Kingdom

Job Title: Business Development Manager (Second Charge Mortgages) 
Working Pattern: Monday to Friday, 09.00 - 17.00 36.25 hours per week 
Salary: £dependent on experience, plus £600 a month car allowance and up to 20% bonus and benefits 
Location: Flexible – this role will support our customer base in Watford and Southampton, so commutable distance to both of these sites would be preferable  

💚 Shaping the future of sustainable digital banking 💚 

Launched in 2014 as one of the UK’s original challenger banks, Tandem is proudly headquartered in the Northwest, with over 500 people working across the UK.  

People join Tandem because they want to shape something meaningful. Here, you’ll use your skills to create products that empower people to make better financial choices and lower their environmental impact. We’re big enough to drive real change, small enough for every voice to be heard, and united by a shared purpose that inspires us to move forward - together.  

Recognised in The Sunday Times Best Places to Work for 2024 and 2025, Tandem has also been named in The Sunday Times 100 Tech list for two consecutive years in 2025 and 2026 – a list of the fastest growing tech companies in Britain, reflective of our growing industry presence. Tandem was also awarded Investor in Customers’ Gold Standard based on customer and employee feedback and is a Certified™ Great Place to Work®.  

Tandem is growing fast and helping to shape the future of sustainable banking. 

Your team: Collaborators in change  

Tandem is proud to offer a workplace with diverse experiences, perspectives, and backgrounds which leads to a unique company culture for our people and a better experience for our customers.
 
As a BDM for our specialist second-charge lending team, you will be the face of our brand to mortgage brokers and intermediaries. Your mission is to drive growth by educating brokers on the benefits of second-charge mortgages—such as debt consolidation or home improvements—and ensuring our products are their first choice for clients who aren't a fit for mainstream lending.
  
Your Impact: Building a sustainable tomorrow  

As a Business Development Manager at Tandem your focus will be on: 

  • Relationship Management: Proactively build and maintain a strong network of mortgage brokers, financial advisors, and networks 
  • Education & Advocacy: Deliver presentations and training to intermediaries on our second-charge criteria and unique selling points 
  • Pipeline Management: Act as a consultative partner, helping brokers navigate complex applications and providing solutions when deals "go wrong" 
  • Market Growth: Identify new business opportunities and meet or exceed ambitious lending targets 
  • Regulatory Compliance: Ensure all activities align with FCA regulations and specialist lending policies  

We’d love to hear from you if you have: 

  • Proven track record in B2B sales or business development within the mortgage or financial services sector 
  • Strong negotiation skills, confident at presenting and public speaking, and the ability to build rapport quickly 
  • A full UK driving license is essential, as the role involves significant travel to brokerages  

It would be great, but not essential if you have: 

  • A deep understanding of second charge/secured loans and the wider specialist mortgage market Is desired 
  • Qualifications: CeMAP (Certificate in Mortgage Advice and Practice) or equivalent is highly desirable but not essential  

Rewards that reflect your value, what’s in it for you? 
 
At Tandem, your hard work is rewarded in many ways, and we have an enhanced employee benefits package on offer from your very first day with us:   

  • 25 days annual leave plus 8 days Bank Holiday   
  • An additional day off for a ‘celebration day’ including, but not limited to, birthdays, weddings, religious holidays, graduations etc 
  • Buy or sell up to 5 days holiday a year 
  • Healthcare cash plan through Westfield Health  
  • Life Assurance at 3 x salary 
  • Electric Vehicle salary sacrifice scheme